Housing loans

Buying a house is comparatively easy, however determining the right value is where challenge lies. We simplify this for you as your trusted partner.

With NeelamArch highly experienced team of experts with over decades of practice, proven track record and accomplishments form the technical team of valuation. The Techno Functional Valuators team consists of; Chartered Accountant, MBA, Architects and Planners. The technical team strength is augmented with over 100+ workforces spread across major cities in India. Moreover, the database embedded digital tool of E-Valuator deepens our network and capability even more for accurate valuation. While data is biggest strength, it is the scientific framework, the network of associations and the experience in the area of valuation is what separates us from competition.

A valuation report is an assessment of the property you wish to purchase to determine its value. Thus, professional property valuation has few benefits:

  • Your credit file will be clean and clear: Every time that you apply for a loan, it leaves an enquiry on your credit file. Too many enquiries look bad and can affect your credit rating.
  • You’ll know if the property will be accepted by your bank: If your property doesn’t meet the bank’s lending criteria, we can apply with a different bank.
  • You will know which are primary finance banks: Perhaps get a prequalified list of banks for availing home loan.
  • Your Loan application will be approved faster: We can order an upfront valuation before submitting your application which means the bank can approve your loan immediately.

Our approach to Valuation of housing loan cases are:

Digital edge to the real estate dataset:

Use of proprietary advanced tool to determine and factualize with geo mapping at locality, street, building and road level

Comparison with most relevant set of houses:

On field surveyor, primary data, registration data, historical data, used as various levels of validations to get the best comparable data for you.

Computation of property value with diverse methods:

we just not consider the market price, trend price, base price of a property. Also encompass the fact and figures of floor raise, builder reputation, loading, quality of construction with time and age.

Before freezing the purchase price, you must never undergo bank valuation process for home loan with respect to the property. Rather get a third-party valuation from NeelamArch so that you can determine:

  • Correct freezing price of the property
  • Avoid under quoting the value and loose the deal
  • Avoid price freezing at overpriced range as bank may not approve the value.
  • Standard practice of framework and paperwork will ease the entire process and less hassle.
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